Job Description

***Candidates MUST have experience working as a Mortgage Broker or Loan Officer AND currently reside in AL. These roles are 100% commission-based.***

About The Herd Lending

The Herd Lending is growing, and we are looking for experienced Wholesale Mortgage Brokers who want to build a strong business while helping borrowers make confident financial decisions.

We believe every borrower has a unique story. Our Mortgage Brokers provide personalized guidance, thoughtful mortgage strategies, and attentive service from the first conversation through closing. We combine modern technology, deep product knowledge, transparent communication, and access to the national wholesale market to find financing that fits each borrower’s needs. The Herd Lending is currently licensed in Florida, Texas, Georgia, Virginia, and Alabama (with more States coming!).

The Opportunity

As a Mortgage Loan Officer with The Herd Lending, you will develop relationships, guide borrowers through the mortgage process, and structure financing solutions for a wide range of needs.

This is a fully remote opportunity for an experienced, motivated professional who values independence, responsiveness, accuracy, and excellent client service. You will have the opportunity to serve homebuyers, homeowners, self-employed borrowers, veterans, and real estate investors with a broad selection of mortgage products.

Why Join The Herd Lending

• Get paid 225 basis points on your loans!
• NO payroll or tech fees if you close 3+ loans per quarter
• Yearly profit sharing
• Work fully remote!
• In-house Marketing support provided
• HQ with conference and office space provided if needed
• Offer borrowers a broad selection of traditional and specialty loan programs
• Help clients with straightforward and complex financing needs
• Work within a company that values personalized service over a one-size-fits-all approach
• Build your business with the freedom and responsibility of a remote role
• Join a growing company focused on expertise, transparency, accuracy, and efficient execution
• Make a meaningful difference for homebuyers, homeowners, veterans, self-employed borrowers, and investors

What You Will Do

• Build and maintain relationships with borrowers, real estate professionals, builders, financial professionals, and referral partners
• Speak with prospective borrowers to understand their goals, income, credit, assets, and property needs
• Educate clients on available mortgage products, rates, costs, timelines, and qualification requirements
• Recommend loan solutions that align with each borrower’s financial situation and long term goals
• Guide borrowers through application, documentation, preapproval, processing, underwriting, and closing
• Review loan files carefully and identify possible challenges early in the process
• Communicate clearly and consistently with borrowers, referral partners, processors, underwriters, and other parties
• Maintain an active pipeline and follow up promptly with new leads, past clients, and referral sources
• Develop new business through networking, relationship building, referrals, and personal marketing
• Follow all federal, state, company, and industry requirements

What We Are Looking For

• Active NMLS registration and all licenses required for the states in which you originate
• Previous mortgage loan origination experience
• A proven ability to generate business and build lasting referral relationships
• Strong knowledge of mortgage products, guidelines, documentation, and lending regulations
• Confidence working with both traditional and complex borrower scenarios
• Excellent communication, organization, and follow-through
• A client-focused approach and a commitment to honest guidance
• Comfort working independently in a fully remote environment
• Strong attention to detail and the ability to manage several active files at once
• Experience with wholesale mortgage lending is preferred

Who Will Thrive Here

You may be a strong fit if you are an experienced Mortgage Loan Officer who enjoys solving problems, building relationships, and earning trust. You take ownership of your pipeline, stay in close contact with your clients, and understand that a successful closing begins with careful planning and honest communication. You are not simply looking to process transactions. You want to become a trusted lending partner who helps clients understand their options and move forward with confidence.

If you are ready to grow your mortgage career with a company that values expertise, personalized service, and a wide range of lending solutions, all while having fun and loving what you do, then we would like to talk to you!

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